NewTitle exams in most states

Send the search by 2 PM. Get the exam back tomorrow.

Your overflow exam desk for title agencies, agents and attorneys. U.S.-based examiners with over 10 years in title, flat per-file pricing, and no contracts.

Send it now and it’s due by end of the next business day

Illustration of a house at night with title documents under a magnifying glass and a green approval check
Built for Title agenciesIndependent agentsReal estate attorneysPrivate and hard money lendersAbstract companies
Published prices$75 residential, $125 commercial. Extra work is quoted before we do it.
Your underwriter’s rulesEvery exam follows the guidelines of the underwriter you name.
U.S.-based examinersEvery file is examined by people with over 10 years in title.
Private file storageEncrypted upload to an access-controlled account.

Stop letting exams bottleneck your closings

Searches come back, then sit in a queue waiting for the one person in the office who can read them. Send the overflow to us and keep files moving, without hiring, training or paying for an examiner you only need half the month.

1 business dayFor files in by 2 PM Eastern, with same-day rush available.
Most statesSend a search from almost any county in the country.
Flat per filePay for the exams you send. Nothing when it’s slow.
CompareHiring an in-house examinerNextDay Title Exam
Cost in a slow monthFull salary and benefitsNothing
Time to get startedWeeks to hire and trainSend your first file today
Volume spikesBacklog and overtimeSame turnaround, any volume
Who examinesWhoever you can find and trainU.S.-based examiners, 10+ years in title
Out-of-state filesLearn each state’s practiceMost states covered
OverheadPayroll, taxes and benefitsOne flat fee per file

A commitment-ready exam, not a pile of notes

Every file comes back in a format your closers can drop straight into the commitment.

Vesting and chain of title

Current owner of record and a full chain through the search period, each conveyance checked.

Schedule B-I requirements

Payoffs, satisfactions, entity and estate documents, plus your underwriter’s special requirements.

Schedule B-II exceptions

Easements, restrictions and survey matters, with recording references.

Liens, judgments and taxes

Mortgages, judgments, federal and state liens, UCCs and municipal charges, cleared or carried.

Curative notes

Breaks in the chain and foreclosures in the record, flagged in plain language with how to fix them.

Same-day rush

Files received before noon Eastern can come back the same business day.

See exactly what you get back

Here’s the format every exam follows. Names and data in this sample are fictional.

Title Examination ReportFile NDT-SAMPLE. Purchase, next business day.
Sample
Property
14 Maple Court, Block 41, Lot 7
County
Sample County
Search period
60 years to effective date
Proposed insured
Jordan and Casey Rivera

Vesting

Harbor Lane Holdings LLC, a limited liability company, by deed dated September 10, 2021, recorded September 18, 2021, as Instrument 2021-044190.

Chain of title

InstrumentFromToRecorded
DeedEstate of R. MolinaJ. and A. Patel04/12/1998
DeedJ. and A. PatelHarbor Lane Holdings LLC09/18/2021
Show the full sample

Mortgages, liens and judgments

  • Mortgage to First Coastal Bank, $412,000, recorded 09/18/2021. Open, to be paid at closing.
  • Judgment, Atlantic Supply Co. v. Harbor Lane Holdings LLC, $18,240, docketed 03/03/2025. Open.
  • Federal and state tax liens, UCC fixture filings: none found.

Taxes and municipal charges

  • 2026 taxes paid through Q3. Q4 open, due 11/01/2026. Water and sewer: obtain final reading.

Schedule B-I requirements

  1. Payoff and discharge of the First Coastal Bank mortgage.
  2. Warrant to satisfy, or payoff and satisfaction of, the Atlantic Supply Co. judgment.
  3. Certificate of formation, operating agreement and resolution authorizing the sale by Harbor Lane Holdings LLC.
  4. Deed from Harbor Lane Holdings LLC to the proposed insured.

Schedule B-II exceptions

  1. Utility easement recorded 06/02/1987, Book 5821, Page 118.
  2. Survey matters, unless a survey is provided and reviewed.
  3. Q4 2026 taxes, a lien not yet due and payable.

Curative notes

The judgment creditor’s counsel is listed on the docket. Request a payoff letter now; satisfactions on this docket typically take one to two weeks to record.

Exams in most states

In most states a title exam doesn’t require a license, so send us a search from almost any county. A few states require an attorney to certify title; we’ll confirm before we start.

Map of the United States with title exams available across most states

Every file type

Purchase, refinance, commercial and foreclosure files, examined to your underwriter’s requirements.

No contracts or minimums

Flat per-file pricing, with volume rates for agencies sending ten or more files a month.

Three steps. No onboarding call.

No account to set up. Send your first file today.

  1. Documents being uploaded into a tray

    Upload the file

    Search package, prior policy, vesting deed, whatever you have. PDFs are fine.

  2. A document examined under a magnifying glass

    We examine it

    An experienced examiner works the chain, liens, judgments and exceptions.

  3. A finished report arriving in an envelope with a checkmark

    Exam in your inbox

    Received by 2 PM Eastern? Back by end of the next business day. Same-day rush is available.

Simple, flat pricing

Flat prices, no subscriptions or setup fees. You save a card when you send a file, and it’s charged only after your exam is delivered.

Residential exam

$75 per file

  • In by 2 PM Eastern, back by end of the next business day
  • Full commitment-ready report
  • Follow-up questions included

Commercial exam

$125 per file

  • In by 2 PM Eastern, back by end of the next business day
  • Same full commitment-ready report
  • Follow-up questions included

Agency volume

Monthly rate

  • For ten or more files a month
  • Charged once a month to your card
  • A dedicated examiner who learns your preferences
Same-day rushReceived by noon Eastern, back the same day. Rush fee quoted by email.
Foreclosure in the recordWe flag it, and if your state or underwriter requires a review of how it was done, we quote that before starting.
Entity or lease reviewNeed entity documents or leases reviewed? It’s a separate service, quoted before we start.

Cards are saved securely with Stripe; we never see or store your full card number. Questions? Call (908) 315-5615 or email us.

A title examiner’s desk with property files, a laptop and a stamp

Examined by people who issue policies

NextDay Title Exam is a service of Starlight Abstract LLC, an underwriter-approved title agency. Every exam is prepared by U.S.-based examiners with over 10 years of experience in title. We’re not a call center or an offshore data shop; we close files ourselves.

Your exams are prepared to the standard an agency expects when it has to issue the policy itself: clean requirements, exceptions that hold up, and curative notes your closers can act on.

ALTA commitmentsForeclosure titlesPrivate lending filesCurative work

Questions agents ask

Anything else? Call (908) 315-5615 or email orders@nextdaytitleexam.com.

Which states do you cover?

Most of them. In most states a title exam doesn’t require a license, so we can examine searches from nearly anywhere. A few states require an attorney to certify title; if your file is in one of those, we’ll tell you up front.

What does “one business day” mean?

Files received by 2 PM Eastern on a business day come back by end of the next business day. Files received after 2 PM are due by end of the second business day. Rush files received before noon Eastern can come back the same day. Weekends and federal holidays don’t count as business days.

Do you run the search too?

Send us the search and we examine it. If you don’t have a searcher in the county, mention it in the notes and we’ll let you know what we can arrange.

What format is the exam in?

A clean report with vesting, chain of title, Schedule B-I requirements, Schedule B-II exceptions, liens and taxes, and curative notes, ready to drop into your commitment. You choose PDF, Word, or both. It arrives by email and stays in your client portal for download any time.

What should I send?

Your full search package: the owner’s and encumbrance search, judgment and lien searches, tax search, copies of recorded documents, and the prior title policy if you have one. If something’s missing, we’ll tell you within the hour rather than guess.

Which underwriters do you work with?

Any major underwriter. Tell us which one on the order form, along with any special requirements, bulletins or approvals that apply to the file. We build them into Schedule B-I and flag anything that needs the underwriter’s sign-off.

What if I have questions or something needs fixing?

Email us and the examiner who worked your file answers, usually the same business day. If we missed something in the file you sent, we correct the exam at no charge.

How do I pay?

When you send a file, you save a card through Stripe, our secure payment processor. We charge it after your exam is delivered: $75 residential or $125 commercial, plus any rush or extra-work fee you approved by email. Agency volume accounts are charged once a month.

What if there’s a foreclosure in the chain?

We flag it in the exam. Depending on the state and your underwriter, a past foreclosure may need a closer look to confirm it was carried out properly, for example that the required parties were included and the sale was completed. If your file needs that review, we tell you what’s involved and quote it before doing the work.

Is there an easier way to order if I send files often?

Yes. Sign in to the client portal with just your email. Your details, underwriter, delivery format and card are saved, so a new order takes about a minute, and every exam you’ve ordered is there to download.

Can I just email the file?

Yes. Send it to orders@nextdaytitleexam.com with the property address and closing date, or call (908) 315-5615. We’ll send you a secure link to save your card before we start.

Can I cancel an order?

Yes. Cancel before we start and there’s no charge. After we start, it’s half the base fee. If we miss your due date for a reason on our end, you can cancel that file free. Full details are in our Terms of Service.

Is there a contract or minimum?

No. Send one file or a hundred. Agencies sending regular volume can ask about monthly rates.

Is my file kept confidential?

Yes. Files are stored in a private, access-controlled account, used only to prepare your exam, and aren’t shared with anyone outside the examining team.

Send a file

Ordering often? Sign in to your client portal and your details fill in automatically.

Upload your search and we’ll confirm receipt within the hour during business hours. Prefer to talk first? Call (908) 315-5615.

  • $75 residential, $125 commercial
  • Card saved securely, charged after delivery
  • Uploads up to 95 MB per order, stored privately

Your files stay privateUploads travel over an encrypted connection to a private, access-controlled account, and are used only to prepare your exam.

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PDF, Word, images or ZIP, up to 95 MB

    Next, you’ll save a card with Stripe. By saving it, you agree to our Terms of Service and authorize Starlight Abstract LLC, doing business as NextDay Title Exam, to charge it for this exam at the price shown after delivery, plus any additional fees you approve by email. Files are used only to prepare your exam. See our privacy policy.

    Your next exam could be back by tomorrow.

    One file, no commitment. See the turnaround for yourself.

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